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Xero vs MYOB vs Countova

Xero, MYOB and Countova all run the books for New Zealand and Australian business, but they are built on different ideas. Here is an honest look at where each one fits.

Written by the Countova team · Updated August 2026

The one-line version

Xero is the polished cloud accounting standard with a huge app marketplace. MYOB is the long-established ANZ player, strong on payroll and used widely by accountants. Countova is the all-in-one newcomer that puts accounting, inventory, purchasing and payroll on one platform at one flat price.

How they compare

 XeroMYOBCountova
Core accountingExcellentExcellentExcellent
Pricing modelTiered plansTiered plansOne flat price
InventoryBasic, deeper via add-onsBasic to midMulti-warehouse, batch, landed cost built in
PayrollAdd-on / regionalStrongBuilt in
Add-ons neededOftenSometimesRarely, it is all-in-one
GST & BASYesYesYes, built in
Best forBusinesses wanting the biggest app ecosystemPayroll-heavy ANZ businesses and accountant workflowsBusinesses wanting one system, one price

When Xero is the right call

If your accountant lives in Xero, or you want to pick from thousands of specialised add-ons and are happy to manage and pay for that stack, Xero is hard to beat. Its ecosystem is the biggest reason to choose it.

When MYOB fits

MYOB has deep roots in Australia and New Zealand and strong payroll. If you have complex ANZ payroll needs or an accountant who prefers it, MYOB is a safe, established choice.

When Countova wins

If you have felt the drag of paying for an accounting plan plus a separate inventory app plus a payroll add-on, and reconciling between them, Countova is built for you. Accounting, sales, inventory, purchasing and payroll sit on the same data, so a sale updates stock, cost of goods and your books at once. It is one login and one flat price, with NZ GST and Australian BAS built in. You get the breadth of a stack without the seams or the bill.

The honest take: Xero and MYOB are excellent, mature tools. Countova is the better fit when you want one system instead of a stack, and predictable pricing instead of tiers plus add-ons. The best way to know is to try it on your own numbers.

One tidy platform for your whole business

Accounting, invoicing, inventory and payroll in one place, with NZ GST and Australian BAS built in. Start free for 14 days, no card needed.

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